Spend smart.
Live wise.
Every account, budget and IOU in one calm place. Private, on your device.

Money clarity, without the lecture.
Net worth, in one place
Bank, cash, cards, crypto. One clear number you can watch grow.
AI Quick Note
Type "$8 coffee." Transaction, category and amount logged for you.
Mentor insights
Safe-to-spend, net-worth goals, gentle tips.
Soft budgets
Monthly intentions per category. Cheers, never shames.
Loans & split bills
Who owes whom, without napkin math.
Private by default
No bank linking, no accounts, no analytics.
See where your money actually goes.
Cash flow, savings rate and asset allocation, every category one tap away.

Gentle nudges, not guilt trips.
Mentor celebrates wins and surfaces patterns. You decide what to do with them.

Split the bill. Keep the friends.
Group expenses and IOUs settle themselves, tracked on a friendly leaderboard.

Try our other apps.
Agents
The terminal for vibe coders. Worktrees, aliases, screenshots.
Open Agents →Screenshot
Capture, annotate, and search the text inside every shot.
Open Screenshot →ChoscorDB
A native Postgres client. Connections, SQL and an editable grid.
Open ChoscorDB →Memwiz
Spaced repetition, mnemonics and daily brain games.
Open Memwiz →Gratodo
GTD tasks, Pomodoro focus, gratitude journaling.
Open Gratodo →Growth
Turn habits and goals into a game. Earn XP, level up for real.
Open Growth →Lucky Luck
Track scores between players. No arguments.
Open Lucky Luck →Desktop Pet
A tiny cat or dog who lives on your Mac desktop.
Open Desktop Pet →